PAN to Masked Aadhaar API for Advanced KYC Compliance
The PAN to Masked Aadhaar API allows organizations to verify identity by fetching a linked masked Aadhaar number directly from a PAN. Automate your onboarding, verify seed status, and meet regulatory requirements with industry-leading speed and precision.
INCOME TAX DEPARTMENT
GOVT. OF INDIA
Permanent Account Number Card
APMPD7890K
Name
ABHISHEK THAKUR
Date of Birth
26/01/1979
Signature
GOVERNMENT OF INDIA
ABHISHEK THAKUR
Masked Aadhaar Number:
XXXX XXXX 9316
Linked to PAN
मेरा आधार, मेरी पहचान
Automate Identity Seeding Checks
Stop manual data entry. Verify PAN-Aadhaar links in milliseconds.
1. Send PAN
Integrate our REST API to send the user's PAN number securely.
2. Secure Verification
IDSPay cross-references the ITD database for linked records.
3. JSON Result
Get the masked Aadhaar and link status in a secure JSON response.
Key Benefits of PAN To Masked Aadhaar API
Leverage secure, real-time identity validation with our enterprise-grade Aadhaar KYC solutions.
Faster Customer Onboarding
Complete identity checks in seconds to provide a seamless onboarding experience for your users.
Reduced Fraud & Fake Identity
Advanced validation logic helps detect and prevent fraudulent attempts during registration.
RBI & KYC Compliance Ready
Stay fully compliant with the latest regulatory requirements and verification standards.
Lower Operational Cost
Automate manual verification processes to significantly reduce overhead and resource dependency.
Seamless User Experience
Integrate frictionless identity validation that keeps your users engaged and satisfied.
Scalable for High Volume APIs
Built to handle massive request volumes without compromising on speed or reliability.
Improves Conversion Rate
Reduce drop-offs with a faster verification flow designed for high-growth platforms.
Real-Time Accuracy
Get precise response data instantly to make informed business decisions on the fly.
Advanced Features for FinTech Scale
IDSPay’s Aadhaar Verification API is designed for high-volume processors demanding 100% accuracy and regulatory compliance.
Bulk PAN Aadhar-Verification API
Process hundreds of Aadhaar cards verification simultaneously.
Mobile-Aadhaar Link Check
Automatically verify if a user's Aadhaar is linked to their Mobile Number, ensuring compliance with recent IT Department mandates.
Fuzzy Name Matching AI
Return a highly accurate Identity Data between user-inputted names and the official record to reduce false negatives.
Where Can You Use Aadhaar PAN to Aadhaar Verification API?
Aadhaar verification is the cornerstone of automobile compliance in India. IDSPay powers identity and asset checks for the most heavily regulated sectors.
Integrate PAN to masked Aadhaar API in Minutes
Copy, paste, and verify. Fully documented SDKs for Node.js, PHP, Python, and Java.
curl --request POST \
--url https://api.idspay.in/v3/kyc/pan/verify \
--header 'Authorization: Bearer YOUR_API_KEY' \
--header 'Content-Type: application/json' \
--data '{
"pan_number": "915200000356",
"name_match": "Prakash Kumar",
"consent": "Y"
}'
{
"status": "SUCCESS",
"data": {
"aadhaar_number": "915200000356",
"pan_number": "BHG66666GHT",
"status": "VALID",
"full_name": "PRAKASH KUMAR",
"name_match_score": 100,
"entity_type": "Individual",
"mobile_linked": true
}
}
🔐 Key Features of Masked Aadhaar API
Streamline your financial verification with secure, privacy-focused PAN data masking designed for seamless compliance.
Automated Data Masking
Protect sensitive information by automatically masking digits while retaining essential format.
ITD-Linked Verification
Verify PAN status directly against Income Tax Department records for total reliability.
RESTful JSON Response
Receive structured, lightweight data for easy application parsing.
Developer-Friendly Documentation
Clear guides and examples to get your integration live in minutes.
Privacy-First Integration
Ensure GDPR and local data privacy compliance by never storing raw PAN numbers.
Bulk Processing Engine
Scalable infrastructure to process multiple masking requests simultaneously.
24/7 API Monitoring
Continuous performance tracking to ensure maximum uptime.
Validated Metadata
Receive confirmed metadata such as holder name and category alongside masked data.
How PAN to masked Aadhaar Verification API Works
Instant identity validation via UIDAI's secure ecosystem.
Input Details
User provides Aadhar Number or performs OTP/Bio authentication.
UIDAI Gateway
API securely routes the request to UIDAI Central Identity Repository.
Data Matching
System verifies demographics, address, and photo against records.
Verified Output
Receive a success response with verified user data in JSON.
Powering Trust with Advanced Aadhaar KYC
Our PAN to masked Aadhaar Verification API is designed to help businesses perform instant identity verification using Aadhaar numbers, ensuring seamless compliance with KYC regulations in India. The API enables real-time authentication of user identity by validating Aadhaar details securely.
With increasing digital fraud, businesses require a reliable Aadhaar KYC API that ensures both speed and compliance. Our solution provides fast Aadhaar verification, eKYC authentication, and identity validation, making it ideal for fintech, banking, and online platforms.
Whether you are onboarding users, verifying identities, or preventing fraud, this UIDAI Aadhaar API delivers unmatched performance and scalability for modern digital ecosystems.
Why IDSPay is Better than Other PAN-Aadhaar APIs?
See how we outperform the industry standards.
Faster Response
Lower latency and faster data retrieval than competitors.
Superior Uptime
More reliable service stability than Eko & API Mall.
Cleaner Docs
Easier to read and implement compared to Digitap.
Affordable Pricing
Cost-effective plans tailored for growing startups.
Dedicated Support
Real human experts ready to help you with any integration hurdles 24/7.
Why We Are The Better Choice
Compare our performance and see why top fintechs trust our infrastructure.
| Feature | 🚀 Our API | Other Providers |
|---|---|---|
| Accuracy |
99.9% (Govt. Direct)
|
~85-90% (Scraped)
|
| Speed |
< 500ms
|
2 - 5 Seconds
|
| Pricing |
Pay-per-use (No Fixed Fee)
|
High Monthly Commitment
|
| Support |
24/7 Priority Support
|
Email-only (48hr TAT)
|
* Based on internal benchmark tests and competitor analysis (April 2026).
Frequently Asked Questions
Common developer queries about integrating the PAN to masked Aadhaar API.
1. What is PAN to masked Aadhaar API?
It is a specialized API that fetches a masked PAN number using an Aadhaar number for identity verification and financial compliance.
2. Is Aadhaar to PAN linking mandatory?
Yes, it is mandatory for tax compliance, preventing fraud, and conducting significant financial transactions in India.
3. What is a masked Aadhaar?
A masked PAN hides sensitive middle digits for security (e.g., ABCXXXX123X) while allowing the system to verify that a valid PAN exists.
4. How fast is the API response?
Our infrastructure is optimized for high speed, typically delivering a secure response in under 500 milliseconds.
5. Is this API secure?
Yes, it uses bank-grade encrypted data transmission and secure endpoints to ensure all data remains protected.
6. Who needs this API?
This is essential for Fintechs, Banks, NBFCs, Gaming platforms, and any business requiring digital KYC.
7. Does it work in real-time?
Yes, the API provides real-time verification by fetching the latest status directly from the data source.
8. What happens if Aadhaar is not linked to PAN?
In such cases, the API will return a specific “Not Linked” or invalid status message to alert the user.
9. Can I integrate it easily?
Absolutely. We support standard REST APIs with well-structured documentation for seamless developer integration.
10. Why use API instead of manual verification?
Automated APIs significantly reduce verification time, operational costs, and manual entry errors.