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PAN to Masked Aadhaar API for Advanced KYC Compliance

The PAN to Masked Aadhaar API allows organizations to verify identity by fetching a linked masked Aadhaar number directly from a PAN. Automate your onboarding, verify seed status, and meet regulatory requirements with industry-leading speed and precision.

आयकर विभाग
INCOME TAX DEPARTMENT
Emblem
भारत सरकार
GOVT. OF INDIA

Permanent Account Number Card

APMPD7890K

Name

ABHISHEK THAKUR

Date of Birth

26/01/1979

S.P. Datta

Signature

Fetching Masked Aadhaar
भारत सरकार
GOVERNMENT OF INDIA
Emblem
Aadhar

ABHISHEK THAKUR

Masked Aadhaar Number:

XXXX XXXX 9316

Linked to PAN

मेरा आधार, मेरी पहचान

⭐ 4.9/5 Rating | Trusted by Leading Fintechs & Banking Institutions

Automate Identity Seeding Checks

Stop manual data entry. Verify PAN-Aadhaar links in milliseconds.

1. Send PAN

Integrate our REST API to send the user's PAN number securely.

2. Secure Verification

IDSPay cross-references the ITD database for linked records.

3. JSON Result

Get the masked Aadhaar and link status in a secure JSON response.

Key Benefits of PAN To Masked Aadhaar API

Leverage secure, real-time identity validation with our enterprise-grade Aadhaar KYC solutions.

Faster Customer Onboarding

Complete identity checks in seconds to provide a seamless onboarding experience for your users.

Reduced Fraud & Fake Identity

Advanced validation logic helps detect and prevent fraudulent attempts during registration.

RBI & KYC Compliance Ready

Stay fully compliant with the latest regulatory requirements and verification standards.

Lower Operational Cost

Automate manual verification processes to significantly reduce overhead and resource dependency.

Seamless User Experience

Integrate frictionless identity validation that keeps your users engaged and satisfied.

Scalable for High Volume APIs

Built to handle massive request volumes without compromising on speed or reliability.

Improves Conversion Rate

Reduce drop-offs with a faster verification flow designed for high-growth platforms.

Real-Time Accuracy

Get precise response data instantly to make informed business decisions on the fly.

Advanced Features for FinTech Scale

IDSPay’s Aadhaar Verification API is designed for high-volume processors demanding 100% accuracy and regulatory compliance.

Bulk PAN Aadhar-Verification API

Process hundreds of Aadhaar cards verification simultaneously.

Mobile-Aadhaar Link Check

Automatically verify if a user's Aadhaar is linked to their Mobile Number, ensuring compliance with recent IT Department mandates.

Fuzzy Name Matching AI

Return a highly accurate Identity Data between user-inputted names and the official record to reduce false negatives.

Where Can You Use Aadhaar PAN to Aadhaar Verification API?

Aadhaar verification is the cornerstone of automobile compliance in India. IDSPay powers identity and asset checks for the most heavily regulated sectors.

Fintech & Payment कंपनियाँ
NBFCs & Lending Platforms
Banks & Financial Institutions
Insurance Companies
Telecom Operators
E-commerce Platforms
Gaming & Betting Platforms
HR & Employee Verification

Integrate PAN to masked Aadhaar API in Minutes

Copy, paste, and verify. Fully documented SDKs for Node.js, PHP, Python, and Java.

cURL Node.js PHP
curl --request POST \
                        --url https://api.idspay.in/v3/kyc/pan/verify \
                        --header 'Authorization: Bearer YOUR_API_KEY' \
                        --header 'Content-Type: application/json' \
                        --data '{
                        "pan_number": "915200000356",
                        "name_match": "Prakash Kumar",
                        "consent": "Y"
                    }'
Response 200 OK
{
                    "status": "SUCCESS",
                    "data": {
                    "aadhaar_number": "915200000356",
                    "pan_number": "BHG66666GHT",
                    "status": "VALID",
                    "full_name": "PRAKASH KUMAR",
                    "name_match_score": 100,
                    "entity_type": "Individual",
                    "mobile_linked": true
                    }
                }

🔐 Key Features of Masked Aadhaar API

Streamline your financial verification with secure, privacy-focused PAN data masking designed for seamless compliance.

Automated Data Masking

Protect sensitive information by automatically masking digits while retaining essential format.

ITD-Linked Verification

Verify PAN status directly against Income Tax Department records for total reliability.

RESTful JSON Response

Receive structured, lightweight data for easy application parsing.

Developer-Friendly Documentation

Clear guides and examples to get your integration live in minutes.

Privacy-First Integration

Ensure GDPR and local data privacy compliance by never storing raw PAN numbers.

Bulk Processing Engine

Scalable infrastructure to process multiple masking requests simultaneously.

24/7 API Monitoring

Continuous performance tracking to ensure maximum uptime.

Validated Metadata

Receive confirmed metadata such as holder name and category alongside masked data.

How PAN to masked Aadhaar Verification API Works

Instant identity validation via UIDAI's secure ecosystem.

Input Details

User provides Aadhar Number or performs OTP/Bio authentication.

UIDAI Gateway

API securely routes the request to UIDAI Central Identity Repository.

Data Matching

System verifies demographics, address, and photo against records.

Verified Output

Receive a success response with verified user data in JSON.

SEO Core Optimization

Powering Trust with Advanced Aadhaar KYC

Our PAN to masked Aadhaar Verification API is designed to help businesses perform instant identity verification using Aadhaar numbers, ensuring seamless compliance with KYC regulations in India. The API enables real-time authentication of user identity by validating Aadhaar details securely.

With increasing digital fraud, businesses require a reliable Aadhaar KYC API that ensures both speed and compliance. Our solution provides fast Aadhaar verification, eKYC authentication, and identity validation, making it ideal for fintech, banking, and online platforms.

Whether you are onboarding users, verifying identities, or preventing fraud, this UIDAI Aadhaar API delivers unmatched performance and scalability for modern digital ecosystems.

api_status: 200 OK

Identity Trust Score

99.9% ▲ Highly Secure

Latency

< 200ms

Protocol

HTTPS/AES

Start Onboarding

Why IDSPay is Better than Other PAN-Aadhaar APIs?

See how we outperform the industry standards.

Faster Response

Lower latency and faster data retrieval than competitors.

Superior Uptime

More reliable service stability than Eko & API Mall.

Cleaner Docs

Easier to read and implement compared to Digitap.

Affordable Pricing

Cost-effective plans tailored for growing startups.

Dedicated Support

Real human experts ready to help you with any integration hurdles 24/7.

Why We Are The Better Choice

Compare our performance and see why top fintechs trust our infrastructure.

Feature 🚀 Our API Other Providers
Accuracy
99.9% (Govt. Direct)
~85-90% (Scraped)
Speed
< 500ms
2 - 5 Seconds
Pricing
Pay-per-use (No Fixed Fee)
High Monthly Commitment
Support
24/7 Priority Support
Email-only (48hr TAT)

* Based on internal benchmark tests and competitor analysis (April 2026).

Frequently Asked Questions

Common developer queries about integrating the PAN to masked Aadhaar API.

1. What is PAN to masked Aadhaar API?

It is a specialized API that fetches a masked PAN number using an Aadhaar number for identity verification and financial compliance.

2. Is Aadhaar to PAN linking mandatory?

Yes, it is mandatory for tax compliance, preventing fraud, and conducting significant financial transactions in India.

3. What is a masked Aadhaar?

A masked PAN hides sensitive middle digits for security (e.g., ABCXXXX123X) while allowing the system to verify that a valid PAN exists.

4. How fast is the API response?

Our infrastructure is optimized for high speed, typically delivering a secure response in under 500 milliseconds.

5. Is this API secure?

Yes, it uses bank-grade encrypted data transmission and secure endpoints to ensure all data remains protected.

6. Who needs this API?

This is essential for Fintechs, Banks, NBFCs, Gaming platforms, and any business requiring digital KYC.

7. Does it work in real-time?

Yes, the API provides real-time verification by fetching the latest status directly from the data source.

8. What happens if Aadhaar is not linked to PAN?

In such cases, the API will return a specific “Not Linked” or invalid status message to alert the user.

9. Can I integrate it easily?

Absolutely. We support standard REST APIs with well-structured documentation for seamless developer integration.

10. Why use API instead of manual verification?

Automated APIs significantly reduce verification time, operational costs, and manual entry errors.