Logo
Banking & Fintech
Card Solution
ERP Products
API Services
Custom Dev
Other
IDSPay API Version 3.0 Live

India’s Most Trusted KYC Verification API Platform

Power your business with our advanced suite of KYC and identity verification APIs, including Aadhaar, PAN, Passport, and RC verification. Designed for speed, accuracy, and scalability, our APIs help businesses onboard users instantly while staying compliant with Indian regulations.

Logo
KYC API
Aadhaar Verification
✔ Verified
PAN API
Instant Validation
Response: 120ms
DL API
Licence Check
Real-time Data
RC API
Vehicle Details
99.9% Uptime
ISO 27001 Certified
RBI Guideline Compliant
Bank-Grade Encryption
GDPR Ready

99.9%

Uptime SLA

200+

Active APIs

< 2s

Response Time

25M+

Monthly Calls

A Complete FinTech Identity Stack

Stop juggling multiple vendors. IDSPay provides over 200 specific API endpoints covering every aspect of onboarding, risk analysis, and compliance.

Customer KYC

  • Aadhaar Verification

    OTP, Biometric, and Demographic matching.

  • PAN Card APIs

    Basic verification, detailed fetch, and Aadhaar-PAN link status.

  • Driving License & Voter ID

    Real-time state database fetching.

  • Passport Verification

    File status and MRZ code validation.

Business KYB

  • GSTIN Verification

    Fetch filing status, business address, and history.

  • MCA & CIN Search

    Company master data, charges, and LLPs.

  • Director (DIN) Verification

    Cross-check director associations and history.

  • Udyam / MSME Check

    Verify small business registrations instantly.

Financial Analysis

  • Bank Statement Analyzer

    AI-driven PDF parsing for income & fraud detection.

  • Penny Drop (Bank Account)

    Verify account holder name with ₹1 deposit.

  • Credit Bureau Fetch

    Pull deep credit histories via secure API.

  • UPI ID Verification

    Ensure VPA validity before initiating payouts.

Go Live in Hours, Not Weeks

Our developer-first approach ensures seamless integration into your existing stack.

1. Create Account

Sign up instantly and access your dedicated developer dashboard.

2. Get API Keys

Generate secure Sandbox keys to test over 200 endpoints for free.

3. Integrate SDK

Use our pre-built libraries for Node.js, Python, PHP, or Java.

4. Go Live

Switch to production keys and start verifying customers securely.

Engineered for High-Risk Industries

Whether you are lending money or securing a digital marketplace, our APIs provide the robust due diligence required to stay compliant.

Lending & NBFCs

Automate loan approvals with Bank Analyzers and Bureau checks.

Crypto Exchanges

Meet strict AML/CFT rules with Video KYC and Aadhaar verification.

B2B Marketplaces

Onboard vendors safely using GSTIN, MCA, and Director checks.

verify_kyc.js
const idspay = require('idspay-node');

                        // Initialize with your API Key
                        const client = new idspay.Client('sk_live_12345');

                        // Verify Aadhaar Number
                        const response = await client.kyc.verifyAadhaar({
                            aadhaar_number: 'xxxx-xxxx-1234',
                            consent: 'Y'
                        });

                        if (response.status === 'SUCCESS') {
                            console.log('User verified:', response.data.name);
                        }

Why We Are The Better Choice

Compare our performance and see why top fintechs trust our infrastructure.

Feature 🚀 Our API Other Providers
Accuracy
99.9% (Govt. Direct)
~85-90% (Scraped)
Speed
< 500ms
2 - 5 Seconds
Pricing
Pay-per-use (No Fixed Fee)
High Monthly Commitment
Support
24/7 Priority Support
Email-only (48hr TAT)

* Based on internal benchmark tests and competitor analysis (April 2026).

Everything You Need to Know

Find answers to the most common questions about our platform and services.

1. What services does your platform provide?

We offer a comprehensive suite of identity verification, financial APIs, and digital onboarding tools designed to help businesses automate their KYC and compliance workflows.

2. How do I create an account and get started?

Simply click the "Sign Up" button on the top right, fill in your business details, and verify your email. You can start testing our APIs in the sandbox environment immediately.

3. Is there a free trial or sandbox available?

Yes, every new account comes with free credits to test our APIs in a dedicated sandbox environment, allowing you to integrate and troubleshoot before going live.

4. How secure is my data on your platform?

Data security is our top priority. We use bank-grade AES-256 encryption, follow strict SOC2 compliance standards, and ensure all data is processed via secure SSL channels.

5. What kind of customer support do you offer?

We provide 24/7 technical support via email and live chat. Enterprise clients also get a dedicated account manager and access to priority phone support.

6. What are the pricing plans?

We offer flexible "Pay-as-you-go" pricing as well as monthly subscription tiers for high-volume users. Check our Pricing page for a detailed breakdown.