DigiLocker KYC API for Instant & Secure Identity Verification
The DigiLocker KYC API enables businesses to perform real-time identity verification using government-issued documents like Aadhaar, PAN, Driving Licence, and more. With OTP-based authentication and user consent, you can instantly fetch verified data directly from DigiLocker.
DigiLocker
Verified
Hello, Abhishek!
You have 4 issued documents
Issued Documents
"id": "XXXX-XXXX-9316",
"status": "active",
"issued_by": "UIDAI",
"last_sync": "2026-04-04"
}
Encrypted by DigiLocker Secure Vault v2.0
100% Paperless & Frictionless Workflow
Ditch the manual document checks. Automate onboarding instantly.
1. Input Data
User enters Digilocker Document number/id or uploads an image via your app.
2. API Request
IDSPay securely routes the query to government Digilocker databases.
3. Verified Output
Receive JSON response with Name, Status, and Entity Type in <2s.
Why Use DigiLocker KYC API?
Built for enterprise scale, ensuring highest accuracy and compliance with UIDAI and RBI standards.
Instant KYC Verification
Real-time Aadhaar and document verification for seamless processing.
Paperless Process
Go 100% digital with no physical document submission required.
Government Verified Data
Ensure authenticity with data fetched directly from government sources.
Fraud Prevention
Tamper-proof document retrieval to eliminate fake identities.
High Speed & Scalable
Millisecond response times designed for enterprise-grade performance.
Multi-Document Support
Verify Aadhaar, PAN, DL, RC, and certificates via a single integration.
Advanced Features for Digital Onboarding
IDSPay’s DigiLocker KYC API provides a secure, consent-driven gateway to fetch authentic government documents in real-time.
Instant Document Retrieval
Directly pull Aadhaar, PAN, and 100+ types of issued certificates. Eliminates the need for manual uploads and physical verification.
Consent-Driven Security
Built on the MEITY framework, ensuring data is only accessed after explicit user authorization via secure OTP or biometric authentication.
Tamper-Proof Verification
Automatically validate the authenticity of documents with digital signatures, preventing the use of forged or edited PDF files.
Widely used across multiple industries
Digilocker KYC is the cornerstone of financial compliance in India. IDSPay powers identity checks for the most heavily regulated sectors.
🔐 Key Features of DigiLocker KYC API
Streamline identity workflows with secure, paperless document access directly from the government's digital ecosystem.
Consent-Based Flow
Secure OTP-based authorization ensures user-driven data sharing and privacy.
Verified Documents
Access digitally signed Aadhaar, PAN, DL, and educational certificates.
Zero Forgery Risk
Fetch data directly from the issuer to eliminate risks of tampered PDFs.
Regulatory Purity
Fully compliant with IT Act, UIDAI, and RBI digital KYC guidelines.
Unified SDK/API
Single integration point for Web, Android, and iOS onboarding journeys.
Automated Extraction
Instantly parse structured data from fetched files into your CRM.
Highest Conversion
Reduce drop-offs with a pre-filled, frictionless user experience.
Audit-Ready Logs
Detailed transaction logs for compliance reporting and internal audits.
How DigiLocker KYC Works
A seamless, four-step process to fetch digitally verified documents directly from the government ecosystem.
User Consent
The user provides explicit consent via our secure interface to access their digital vault.
OTP Auth
Direct authentication via a secure OTP sent to the user's registered mobile number.
Fetch Documents
API retrieves the requested documents (Aadhaar, PAN, etc.) from the issuer's database.
Verified Delivery
Verified data and signed PDFs are delivered to your system in a structured JSON format.
Why IDSPay is Better than Other Digilocker KYC Verification APIs?
See how we outperform the industry standards.
Faster Response
Lower latency and faster data retrieval than competitors.
Superior Uptime
More reliable service stability than Eko & API Mall.
Cleaner Docs
Easier to read and implement compared to Digitap.
Affordable Pricing
Cost-effective plans tailored for growing startups.
Dedicated Support
Real human experts ready to help you with any integration hurdles 24/7.
Integrate DigiLocker API in Minutes
Seamlessly fetch government-issued documents. Fully documented SDKs for Node.js, PHP, Python, and Java.
curl --request POST \
--url https://api.idspay.in/v3/kyc/digilocker/fetch \
--header 'Authorization: Bearer YOUR_API_KEY' \
--header 'Content-Type: application/json' \
--data '{
"request_id": "req_8829102",
"document_type": "AADHAAR",
"consent": "Y",
"otp_value": "123456"
}'{
"status": "SUCCESS",
"data": {
"verification_id": "DL-99210-X",
"doc_status": "ISSUED",
"full_name": "PRAKASH KUMAR",
"document_url": "https://cdn.idspay.in/signed_doc.pdf",
"is_digitally_signed": true,
"timestamp": "2026-04-04T13:19:42Z"
}
}Why We Are The Better Choice
Compare our performance and see why top fintechs trust our infrastructure.
| Feature | 🚀 Our API | Other Providers |
|---|---|---|
| Accuracy |
99.9% (Govt. Direct)
|
~85-90% (Scraped)
|
| Speed |
< 500ms
|
2 - 5 Seconds
|
| Pricing |
Pay-per-use (No Fixed Fee)
|
High Monthly Commitment
|
| Support |
24/7 Priority Support
|
Email-only (48hr TAT)
|
* Based on internal benchmark tests and competitor analysis (April 2026).
Frequently Asked Questions
Common developer queries about integrating the DigiLocker KYC API.
1. What is DigiLocker KYC API?
DigiLocker KYC API allows businesses to verify user identity using government-issued documents via the secure DigiLocker ecosystem.
2. How does DigiLocker API work?
It uses Aadhaar OTP authentication and explicit user consent to fetch digitally verified documents in real time.
3. Is DigiLocker KYC legally valid?
Yes, documents issued in DigiLocker are at par with original physical documents under Rule 9A of the Information Technology Rules, 2016.
4. What documents can be fetched?
You can retrieve Aadhaar, PAN, Driving Licence, Vehicle RC, Marksheets, and over 100+ types of government-issued certificates.
5. Is DigiLocker API secure?
Yes, it employs multi-factor OTP authentication and 256-bit encryption to ensure that data sharing is both authorized and protected.
6. Who can integrate this API?
Banks, Fintech companies, NBFCs, Insurance providers, and any regulated entity requiring KYC compliance can integrate this API.
7. How fast is DigiLocker verification?
The entire process, from consent to document retrieval, happens in real-time, typically within seconds.
8. Does it require user consent?
Yes, it is a strictly consent-based flow. No document can be accessed without the user explicitly authorizing the request via OTP.
9. Can I use DigiLocker API for onboarding?
Absolutely. It is the gold standard for instant, paperless customer onboarding and identity verification.
10. What are the benefits over manual KYC?
It eliminates manual data entry, prevents document forgery, reduces operational costs, and significantly lowers user drop-off rates.